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Auto loan planner

Car financing calculator

Model your monthly payment, see the full amortization curve, and find out how much sooner you could be debt-free by paying extra each month.

Monthly payment

$0

Total interest

$0

Amount financed

$0

Total cost

$0

Loan details

$40,000
$8,000 (20%)
6.5%
60 months
Breakdown of down payment, financed amount, and interest.

Charts need the Chart.js library, which could not be loaded. All numbers above still update live.

Early payoff simulator

$100

New monthly payment

$0

Paid off

0 mo sooner

Interest saved

$0

Standard payoff With extra payment
Remaining balance declining over the loan term, comparing standard versus accelerated payoff.

Balance-over-time chart unavailable offline — the payoff numbers above are still accurate.